Everyone has up and downs in life. There are many instances when you would feel pressed for money. Delivery is one such event that requires a certain amount of expenditure. If you are not sure about your insurance eligibility and are planning to have a home birth, the fees to be paid to the midwife is one expense you have to think about as the day nears. Get an idea on How to earn my sources of additional income etc. so that you have a stress free pregnancy. Get information at mayoclinic.org regarding pregnancy care and child care.
Here are some easy ways that will help you pay your midwife.
Ask for discounts You can always ask your midwife if you could get some discount, especially if you are having a hard time. She may also offer you a discount if you book her services before the due date. There is no risk in asking her.
Barter system If you are short of money, try to find out if she has any other requirements. You could offer her some of your help in return for her services. You could always offer her to take care of her kids when she is at work, or teach her cooking, sewing etc.
Tax refund If you are lucky, your delivery date may coincide with the time you are expecting a tax refund or some other money source. Most midwives will agree to wait even if the dates differ slightly. Try to think of some source of money that you can mobilize by the time you have to pay her. If you are planning to get pregnant, you can also invest in some scheme that will help you obtain a good amount at the time for your delivery. This can be used for delivery expenses including the fees of the midwife.
Donations from friends and family Your friends and family would be more than willing to help you with donations or gifts. You can always ask them to contribute to the fees of the midwife instead of buying you a gift. If they are hesitant, remind them that taking care of the baby well is one of the best gifts they can offer. Part-time employment Your husband or you can try for some part-time employment in addition to your normal job. Do think of your health condition before you commit to more hard work. Take some light employment offer that will help you earn some more money.
Reduce unnecessary expenses If you are well planned, you will always be able to save money by cutting unnecessary expenses. Make a checklist of all the expenses you have and then think where you can cut back. You will find that there are actually many expenses that you are spending for unnecessarily. Slight planning will help you save the amount you would need to pay your midwife and meet other delivery expenses as well.
Try out the above methods and see how easy it finds an amount that you can spend to pay your midwife’s fees. Have a safe Home birth and a healthy baby!